Jose Arcos is a Manager at FRA with eight years of experience supporting financial institutions, large corporations and regulatory agencies by conducting forensic accounting investigations and regulatory compliance reviews across Latin America, Europe and the United States.

Currently, Jose is assisting a Swiss-based automation company in completing the review and assessment of its ABAC compliance program, as well as managing the implementation of controls within the company’s Order-to-Cash and Human Resources processes.

Throughout Jose’s career, he has devoted most of his experience to conducting FCPA and ABAC investigations and executing compliance programs across several industries and geographies, globally. He has led on-site teams, data intensive FCPA investigations and compliance reviews in various jurisdictions, including Argentina, Mexico, United Arab Emirates, Malta, and the United Kingdom. He also has experience conducting AML, BSA and OFAC sanctions investigations of international banking institutions.

Prior to FRA, Jose worked as part of the Monitor and Skilled Person team that advised HSBC in connection with enforcement action taken by the US DOJ and the UK FCA following failures of anti-money laundering and sanctions controls. As part of this team, he focused on testing various compliance program areas such as sanctions, Know-Your-Customer, customer due diligence, transaction monitoring and trade finance. In addition, Jose was also part of the Independent Monitor team that advised Credit Agricole in strengthening its compliance programs following failures of sanctions controls. During this time, he focused on testing sanctions policies and procedures against transactions and training protocols.

Jose has a Bachelor of Science degree in Economics with a concentration in forensic financial analysis from John Jay College of Criminal Justice. In addition, he is fluent in English and Spanish.

Authority experience

Office of Foreign Assets Control (OFAC)
US Federal Reserve (FED)
Financial Crimes Enforcement Network (FinCEN)
US Department of Justice (DOJ)
US Securities and Exchange Commission (SEC)
Federal Bureau of Investigation (FBI)
Serious Fraud Office (SFO)
The Financial Conduct Authority (FCA)
New York State Department of Financial Services (NYDFS)

Awards & Recognition


Certified Fraud Examiner



News and insights

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